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Randy Gutierrez
Mr. Gutierrez is the President of Alianza International and has 20 years of experience in the financial services industry and close to 30 years experience managing various technologies. Alianza International provides international money transfer enabling and prepaid debit card enabling services to financial institutions credit unions, nonprofit organizations, businesses and microfinance institutions globally through partnerships with banks and licensed money transmitters.
As the Chief Technology Officer of BankServ Inc. since its inception, Mr. Gutierrez was instrumental in pioneering the wire transfer service bureau delivery option for financial institutions and worked closely with the OCC, FDIC, Federal Reserve Bank and other regulatory bodies to gain approval.
BankServ, leading provider of software site-license payment and messaging solutions for financial services companies, processes billions of dollars per day in transactions on behalf of more than 400 U.S. and international financial institutions.
Mr. Gutierrez has also held several other positions at BankServ, including the General Manager of BankServ International, in charge of the international financial institution messaging and money transfer product "GFX TurboSwift." Previously he was the General Manager of the Wire Transfer Division with its flagship product, "GFX Fedwire," where he was responsible for operations and development for both the service bureau and software license delivery options.
Mr. Gutierrez was also instrumental in developing strategy for BankServ's overall product direction, and as a member of the acquisition due-diligence teams, provided key support for BankServ's acquisition strategy.
Prior to joining BankServ, Mr. Gutierrez was a Vice President in the Wholesale Services Division at Wells Fargo Bank where he managed the development and support of ACH systems, domestic and international wire transfer systems, and corporate and commercial risk control systems. Mr. Gutierrez was the key architect for the Latin America International consumer remittance product "Intercuenta Express." He was also responsible for implementation of regulatory compliant contingency and disaster recovery plans for those applications.
Fred J. Martin, Jr.
Fred J. Martin, Jr. retired in 1993 as Senior Vice President & Director of Government Relations for Bank of America. He currently is a Visiting Scholar at the Institute of Governmental Studies, University of California, Berkeley, and president of The Abraham Lincoln Institute, in Washington, DC. During his 22 ½ years at Bank of America, Fred also served as Vice President-Public Affairs and Vice President & Washington Representative, acting as Bank of America's lead in shaping the Electronic Funds Transfer Act. Prior to that, Fred was Assistant General Manager of the San Francisco Chamber of Commerce and Editor of San Francisco Business. He began his career as a reporter for The Denver Post while attending the University of Denver. Fred has done political, governmental and business consulting, serving on a number of boards and commissions. He taught public affairs reporting at San Francisco State University. He served in Korea with the U.S. Army in the mid 50's. Upon returning to civilian life, he was a reporter and editor for the Associated Press and the San Francisco Examiner.
Margarita Quihuis
A social entrepreneur and mentor capitalist, Margarita Quihuis's career has focused on innovation, access to capital and entrepreneurship. Her accomplishments include directorship of Astia (formerly known as the Women's Technology Cluster) where her portfolio companies raised $67 million in venture funding, seed stage venture capitalist, Reuters Fellow at Stanford and Chairman and President of Hispanic-Net.
Her current efforts include access to development capital through the productive use of remittances for the unbanked both in the United States and in developing countries through her program, Indigo Financiera and developing and advising companies that tap into the market needs of transnational workers and their families.
In 2004, she was recognized by Women's eNews as one of their '21 Leaders for the 21st Century' for her efforts in increasing access to capital for women entrepreneurs and was named as one of WITI's Women to Watch in 2003. In 2007 she was named 'One of The 100 Most Influential Latinos in Silicon Valley.'
Ms. Quihuis has served as a consultant to the US State Department on entrepreneurship. She has been widely quoted in the Asian Venture Capital Report, NewsHour with Jim Lehrer, US News & World Report, Forbes ASAP, Red Herring, CNN and CBS MarketWatch.
Ms. Quihuis is the founder of 1st Wednesdays, the network for women in venture capital. From 1995 to 2000, she served as a board member of the Forum for Women Entrepreneurs, and was a member of the screening and coaching committees for Springboard 2000, the venture capital conference for women. Ms. Quihuis is a past board member of NanoSig, a Northern California based organization dedicated to the commercialization of nanotechnology. She currently sits on the boards of Agent Software, Women's eNews, Instituto Pro Musica de California and the James Burke Institute and is a member of the advisory boards for Mira This, Tierra Natal and Merrill Lynch's Latino Advisory Council. She was also part of the founding working group for the Business Women's Initiative on AIDS.
Ms. Quihuis holds B.S. in Petroleum Engineering from Stanford University.
Richard Wood
Richard is Vice President, Consumer Insights at Nielsen Mobile, the world's largest provider of syndicated consumer research to the telecom and mobile media markets. Prior to joining Nielsen Mobile, he was President of North American Operations for RoundPoint Inc, a pioneer in mobile content and commerce, where he developed mobile content services for, amongst others, The Economist, the Financial Times, Research in Motion, and Motorola. Richard performed a successful turnaround for Analysys plc, Europe's premier telecommunications and internet consulting firm, where as managing director of Analysys Research, he took a struggling research company from loss into four consecutive years of profitable growth. He has held management positions at Euromoney plc and The Henley Centre the UK's leading consumer research and strategy company, and part of thr WPP Group.
Richard holds a BS with honors in Engineering from the University of Bath, UK, and an MBA from INSEAD, Fontainebleau, France.
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